There’s no single credit report or score, and lenders may see different information from each agency. Bring all your credit data together in one place, giving you the clearest picture of how lenders view your financial reliability and helping you plan your next steps with confidence.

Whether you’re exploring mortgage options, preparing to remortgage, or simply checking your credit health, a credit report can help you understand how lenders view your financial reliability. Even small changes to your credit profile can influence interest rates, loan terms or eligibility. Think of it as a financial health check that equips you with the insight to make smarter decisions.

This service is offered in conjunction with ‘CheckmyFile’ and is available free for the first 7 days, then £14.99 per month with the option to cancel any time.

As a mortgage broker, we aim to be transparent about our relationships so we want to tell you that £12 will be paid by Check My File to Mortgage Solutions Hub which is a trading name of Mortgage Solutions Hub Limited, who are an appointed representative of Mortgage Advice Bureau (Derby) Limited. Mortgage Advice Bureau (Derby) Limited do not receive a share of this commission and has no direct affiliation with Check My File.