Home Mover Mortgages
Moving home is an exciting new chapter – but it can also feel like a lot to manage
At Mortgage Solutions Hub, we specialise in helping homeowners secure home mover mortgages and make the moving process as smooth, stress-free, and straightforward as possible. Whether you’re upsizing, downsizing, or relocating, our experienced team will guide you through every step of your mortgage journey with clear, personalised advice tailored to your goals. With access to over 90 lenders, we’ll help you find the most suitable mortgage rates for your next home while taking the stress out of the admin along the way.
Most high street banks, building societies, and specialist lenders offer home mover mortgages. One of the main advantages is the ability to transfer your existing mortgage to your new property, a process known as porting. Porting can help you keep a competitive interest rate and avoid early repayment charges, potentially saving you thousands on your move.
How we can help
Our team at Mortgage Solutions Hub takes the complexity out of moving home:
- Work out your budget
We’ll calculate how much you can borrow and assess your deposit from existing equity to find the most suitable home mover mortgage deal. - Explain costs clearly
Including estate agent fees, solicitor costs, Stamp Duty (if applicable), and moving expenses, so there are no surprises. - Find the right deal
We compare our panel of lenders to find the mortgage that fits your next home and long-term goals. - Handle the process
From liaising with estate agents, surveyors, and solicitors to keeping your move on track. - Keep it stress-free
Honest updates, clear advice, and expert guidance at every stage of your moving home mortgage journey.
First steps when moving home
Getting ready to move doesn’t have to be overwhelming. Here are five key steps to get started:
- Review your current mortgage vs new options
We’ll assess whether it’s best to port your existing mortgage or arrange a new one. We’ll also calculate your current property’s equity to determine how much can go toward your deposit after moving costs. - Understand your budget
A full affordability assessment ensures you know exactly what you can spend on your next home, factoring in income, outgoings, and equity. - Explore your mortgage options
From fixed rates to trackers, repayment types to flexibility, we compare multiple lenders to find the most cost-effective mortgage for your move. - Get your property valued
Knowing what your current home is worth is key. We’ll guide you on using valuations from multiple estate agents so you can set realistic expectations for your sale and plan your onward purchase with confidence. - Get an Agreement in Principle (AIP)
An AIP shows estate agents and sellers you’re a serious buyer. We can arrange this quickly, giving you confidence to move forward with your purchase.
Important Information
Your home may be repossessed if you do not keep up repayments on your mortgage.There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.The fee is up to 1%, but a typical fee is £495.Why choose Mortgage Solutions Hub?
When you work with us, you’ll benefit from:
- Friendly, expert advice on home mover mortgages and the moving process across Birmingham, Kidderminster, Worcestershire and nationwide
- Exclusive mortgage deals not available with every broker
- Tailored solutions for every circumstance, including complex cases or adverse credit
- Smooth, stress-free moving with support at every stage of your mortgage journey
- We make the home moving process simpler so you can focus on enjoying your new chapter.
Ready to get started?
Whether you’re just starting to think about moving home or are ready to make an offer, our team can help.
Contact Mortgage Solutions Hub today to arrange your Agreement in Principle and take the first step toward your new home.
