Mortgage Solutions Hub

Blog Remortgage With the Same Lender, or Look Elsewhere? There's a particular email that lands in your inbox a few months before your mortgage deal ends. It's friendly, it’s reassuring and it's from a lender who already knows you, already has your details on file and is helpfully offering you a [...]

Blog Mortgage Declined? Why It's Rarely the End of the Road Being told no on a mortgage application lands harder than most people expect. It's one of those moments where a single word seems to carry the weight of everything you've been working towards. The savings, the planning, the conversations with [...]

Blog Credit Scores and Mortgages explained There's a number sitting somewhere on your phone right now that's probably causing you more stress than it should. Your credit score. And if you're thinking about buying your first home, chances are you've already looked at it at least twice this week Most people [...]

Blog How Much Deposit Do First-Time Buyers Really Need? Let's be honest. When you start thinking about buying your first home, the deposit feels like the big, scary number standing between you and actually doing it. You’ll often hear figures around the average first time buyer deposit. And sometimes, those numbers [...]

Blog What Does a Mortgage Broker Do, and How Do They Actually Help? There’s a point where you realise you probably don’t want to figure all of this out on your own. Mortgages have a habit of starting off sounding simple, then quietly getting more complicated the further you progress. That’s [...]

Blog First Steps in Buying Your First Home: A Simple Starting Point We speak to people every week who say the same thing: “I want to buy my first home, but I don’t know where to start.” If that’s you, you’re not behind. You’re right at the beginning, which is where [...]

Blog First Time Buyer Costs Many People Forget to Budget For Most people begin planning their move with the obvious numbers. The deposit. The mortgage payment. Sometimes property tax if it applies where they are buying. What tends to catch buyers out is how many first time buyer costs sit alongside [...]

Blog When to See a Mortgage Adviser as a First-Time Buyer Buying your first home rarely begins with a bang. More often, it starts quietly. You’ve saved a few properties on Rightmove. You’ve talked to friends who bought last year. You’ve started wondering what sort of deposit you might realistically need. [...]

Blog Understanding the First-Time Buyer Mortgage Timeline If you’re a first-time buyer, the mortgage timeline can feel like something everyone else understands, but you were somehow off school when mortgage class took place. One guy says it took weeks, another says it took forever. Google offers a thousand answers before you’ve [...]

Blog Mortgage Protection for First-Time Buyers: What You Need For many first-time buyers, protection can feel like an extra layer of complexity just when you’re getting your head around mortgages. It’s completely normal to have given it little thought at first — but it doesn’t have to be intimidating. Put simply, [...]