Moving Home With a Mortgage: What Porting Really Means

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Blog Moving Home With a Mortgage: What Porting Actually Means You own a home, there's a mortgage on it, and now you want to move. More space, less space, a new job, or a different part of the country, there are many potential reasons. Which raises a question that never came [...]

What Is a Concessionary Purchase? A simple Guide

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Blog What Is a Concessionary Purchase? A simple Guide Someone has offered to sell you a property for less than it's worth, and you're not entirely sure what to make of it. Perhaps it's your landlord, who has decided to stop renting and would rather sell to the person already living [...]

What Is a Joint Borrower Sole Proprietor Mortgage?

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Blog What Is a Joint Borrower Sole Proprietor Mortgage and Could It Help You? There's a situation a lot of first-time buyers find themselves in. The deposit is there, or nearly there. The intention is serious. But when the affordability numbers are run, the borrowing available on one salary just doesn't [...]

How Many Times Your Salary Can You Borrow?

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Blog How Many Times Your Salary Can You Borrow for a Mortgage? If you've ever put your salary into an online calculator and found yourself with more questions than answers, you're not alone. Online calculators can be a helpful starting point, but they rarely show the full lender assessment behind the [...]